Buying a villa across the regional border
A villa just across the regional border may have the same setting and access, but the legal framework changes with its location. Compare purchase costs, permitted use and planned work together.
Check eligibility before comparing rates
In Flanders, as at 25 October 2026, the reduced transfer duty for an only and own home is 2% subject to conditions; the ordinary rate is 12%. The Flemish government has announced an increase to 3% from 1 January 2027, subject to enactment. Ask the notary to check the decisive date.
In Wallonia, a conditional reduced rate of 3% has applied since 1 January 2025; the ordinary rate is 12.5%. For an existing home, main residence must generally be established within three years and maintained for three complete years.
Check everything included in the purchase
A separate garage, guest house, additional building plot or company structure can alter the legal and tax analysis. Identify every plot, building and right being acquired. Ask the notary how each element is treated; a dwelling rate does not automatically extend to every parcel or outbuilding.
Renovation plans follow the property's region
An extension, pool house or change of use must be assessed against the planning rules where the villa stands. Walloon spatial planning law and local provisions apply in Wallonia; Flemish and local rules apply in Flanders. Check existing permits and the feasibility of your project before setting the budget.
Build one sound purchase file
Gather title and plot information, permits, certificates, a renovation estimate and a notarial cost calculation. Exclusiv’ Home helps you assess both the villa’s qualities and open questions before making an offer.
About this advice · General information. Rates and planning rules may change. Ask the notary and competent municipality to confirm the position for the specific property.
Official sources: Flemish reduced rate; Walloon 3% FAQ; Walloon planning permit.